Individual & Family Solutions

Individual & Family Solutions

Financial Security Planning:

Do you have a financial plan? Financial security planning is about more than saving money for retirement – it’s about helping protect what means the most to you and helping you achieve your short- and long-term goals.

The first step to achieving your financial security goals is creating a financial security plan. Our goal is to help you build a plan that’s tailored to your needs, flexible enough to meet your changing needs and based on solid insurance and investment products.

A solid financial security plan can help you:

  • Provide for your family in the event of your death, disability or a critical illness
  • Secure a comfortable retirement
  • Control your debt
  • Fund a post-secondary education for your children
  • Minimize your taxes
  • Leave an estate to your heirs


Financial Security Planning Process:

To build financial security plans, we use a proven process based on the four cornerstones of financial security – financial security at death, at retirement, liquidity and disability and critical illness. Working together, we assess your total financial security planning needs regarding retirement, insurance, major purchases and education – then we look at product solutions to help address those specific needs.

This goal-based financial security planning approach is designed to help you:

  • Better understand what financial security means to you by reviewing your current needs and defining goals
  • Identify and discuss any roadblocks to achieving your goals
  • Analyse your situation, identify any gaps and build a plan to help you achieve your short- and long-term goals
  • Review and monitor your plan to help ensure it continues to meet your changing needs

Contact us today to find out more about our financial security planning process and how a sound financial security plan can help you achieve your goals, for now and in the future.

  • Insurance products
  • Life insurance (Mortgage Insurance)
  • Disability insurance
  • Critical illness insurance
  • Health and dental insurance
  • Retirement and investment products
  • Registered retirement savings plans
  • Registered education savings plans
  • In Trust Accounts
  • Registered Retirement Income Funds
  • Locked in Retirement Accounts (Pensions)
  • Lifetime Income Benefit
  • Segregated fund policies (segregated fund accounts)
  • Investment Accounts – (corporate class funds)
  • Tax Free Savings Accounts
  • Wealth Enhancement & Preferred Series